Loanyzer values your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our site and services. Please read it carefully to understand our practices.
1. Information We Collect
We collect information you provide directly and data generated by your use of the site:
- Personal Information: Includes name, email, and password when you create an account or use our forms (e.g., login or contact).
- Simulation Data: Information entered into calculators, such as loan amounts, terms, and rates, used solely to process your simulations.
- Automated Data: IP address, device type, browser, pages visited, and access times, collected via cookies and similar technologies (see our Cookie Policy for details).
2. How We Use Your Information
We use your data to:
- Provide and improve our services, such as processing simulations and managing accounts.
- Send service-related communications (e.g., login confirmation or password recovery).
- Analyze site usage to optimize features and performance.
- Comply with legal obligations or respond to judicial requests.
3. Sharing of Information
We do not sell your personal information. We may share it only:
- With service providers (e.g., hosting, data analytics) that assist us in operating the site, under contracts requiring confidentiality.
- In case of commercial partnerships, such as affiliate links, where third parties may collect data directly (subject to their own policies).
- To comply with the law, protect rights, or respond to legal processes.
4. Storage and Security
Your data is stored on secure servers, protected by measures like encryption and firewalls. We retain information only as long as necessary for the purposes described or as required by law. However, no system is 100% secure, and we cannot guarantee absolute protection against breaches.
5. Your Rights
You have rights over your data, as per applicable laws (e.g., LGPD in Brazil):
- Access: Request a copy of the information we hold about you.
- Correction: Ask for updates to incorrect data.
- Deletion: Request the removal of your data, except where legally required.
- Objection: Refuse certain uses of your data, such as marketing (if applicable).
To exercise these rights, contact us via our Contact page.
6. Legal Bases for Processing
We process data based on:
- Consent: When you voluntarily provide information (e.g., registration).
- Service Execution: To deliver features like login and simulations.
- Legal Obligation: To comply with laws or regulations.
- Legitimate Interest: To enhance the site and protect our systems.
7. Cookies and Similar Technologies
We use cookies to improve your experience, analyze traffic, and serve ads. For more details, see our separate Cookie Policy.
8. International Transfers (if applicable)
Your data may be transferred to servers outside USA (e.g., UK or BR), where partners like hosting providers operate. We ensure such transfers comply with applicable data protection laws.
9. Minors
Loanyzer is not intended for individuals under 18 years old. If we discover that we have collected data from minors without parental consent, we will delete it immediately.
10. Changes to This Policy
We may update this Privacy Policy at any time. Changes will be posted on this page, and we recommend reviewing it periodically.
11. Contact
If you have questions or wish to exercise your rights, contact us through our Contact page. We respond as quickly as possible, within legal deadlines.
Last Updated
Last updated: March 20, 2025.